Legal analysis: alarm handling.

Loan officers are bank employees, and employees working in banks use their positions to misappropriate loans. This is a crime committed by state functionaries, which constitutes the crime of misappropriation of public funds.

Legal basis: Article 384 of the Criminal Law of People's Republic of China (PRC), any state functionary who, by taking advantage of his position, misappropriates public funds for personal use for illegal activities, or misappropriates a large amount of public funds for profit-making activities, or misappropriates a large amount of public funds for more than three months and fails to pay them back, shall be punished as corruption and sentenced to fixed-term imprisonment of not more than five years or criminal detention; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years. Whoever misappropriates a huge amount of public funds and fails to return it shall be sentenced to fixed-term imprisonment of not less than 10 years or criminal detention.

Second, the loan officer of the rural credit cooperative misappropriated the customer's loan by deception?

I'll let you know to get it. They said you gave him your passbook, that's all. I said I didn't know him. Why did you lend him 65438+ ten thousand yuan? He said that what I put there was an empty passbook, and finally the money was transferred from the passbook signed by Guoqing Liang, so I reported it to the social supervision office and didn't go to Zhoukou Rural Credit Cooperative Association. The result is: "Qiuji Town Credit Cooperative has been rectified within a time limit." As for the loan on my head, it is still there.

3. Loan officers of rural credit cooperatives misappropriate customers' loans by deception?

I'll let you know to get it. They said that you gave him the passbook, which means that you agreed to lend him the money. I said I didn't know him. Why did you lend him 65438+ ten thousand yuan? He tricked me into putting my passbook with him. And what I put there was an empty passbook, which finally showed that the gold was signed by Guoqing Liang, and there was evidence to prove that it was transferred from my passbook in three phases, so I reported it to the supervision office of Luyi Rural Credit Cooperative Association, but there was no result. Later, I reported to Zhoukou Rural Credit Cooperative Association, and the result was: "Qiuji Town Credit Cooperative has been ordered to rectify within a time limit." As for the loan on my head, it is still in my name. What should I do about such a thing?

Fourth, bank loan officers misappropriate customers' repayment. Is it legal for banks to ask customers for repayment?

The provisions of the Criminal Law are as follows: Article 185 Crime of misappropriating funds and embezzlement of public funds; Crime of using entrusted property in violation of trust; Crime of illegal use of funds: Staff members of commercial banks, stock exchanges, futures exchanges, securities companies, futures brokerage companies, insurance companies or other financial institutions who take advantage of their positions to misappropriate the funds of their own units or clients shall be convicted and punished in accordance with the provisions of Article 272 of this Law.