Hello, general loans need \x0d\ 1. The borrower is between 22 and 65 years old and has full capacity for civil conduct. \x0d\ 2。 Good credit information, repayment ability and repayment source. \x0d\ 3。 The purpose of the loan is clear and legal, and it shall not be used for speculation in stocks, securities and futures, real estate speculation or illegal income. \x0d\ 4。 Collateral is available (the collateral cannot be mortgaged across provinces, and the borrower has full disposal right, and the collateral is not mortgaged, so there is no legal dispute).