The maximum amount of personal second-hand housing loan of China Bank shall not exceed 80% of the appraised value of the purchased house or the transaction price of second-hand housing (whichever is lower), and the proportion of individual loans shall be determined one by one according to the borrower's repayment ability and credit history.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.