First, what is a routine loan?
Routine loans are terrible, and there are many victims of routine loans. The so-called routine loans are all kinds of false advertising fishing. Once you see this kind of advertisement in urgent need of money, you may be fooled. Then he will tell you that it will be troublesome to borrow money on the regular platform, and you will believe him. Then he will charge you a high service fee or introduce you to other loan platforms. At this time, you will jump into it, so their associates will pretend to be bank personnel to deduct your money, making you deduct more and more, and finally fall into various routines. Especially if your credit information is not good, but you want to borrow money, they will tell you that black households can also borrow money. This is wrong, because formal lending institutions will not lend money to black households, and they are generally usurers. Don't be cheated.
Second, what should I do if the loan is cheated?
Once you find that your loan has been cheated, you should call the police immediately, and keep each other's transaction records or chat records, and then take them to the police station to give them to the police uncle. The police uncle will handle these things. Don't feel humiliated by being cheated. It is incorrect to choose not to call the police and submit to humiliation. Try to discuss with your parents when borrowing money, because parents know more than you do. It is better to borrow money on a regular platform, which is more secure, will not be cheated, and the interest is lower than other small loan platforms.
To sum up, if someone cheats you with a loan, call the police quickly. Don't believe it. You must keep a vigilant heart when dealing with people, especially don't fall into routine loans, because routine loans are very scary. Once caught in it, there may be no turning back, and the loss of routine loans is very huge. You'd better consult with your family before you get a loan.