1. The loan platform is not connected to the credit information system, and the borrower borrows from the loan platform without connecting to the credit information system, so the loan platform will not submit the borrower's loan information to the central bank's credit information system, so the credit information system will definitely not display the borrower's loan records.
2. Check the credit before the credit report is updated. If the borrower borrows from the loan platform connected to the credit information system, but the credit information inquiry does not show the loan record, it is likely that the credit information report has not been updated. The update rule of the second-generation credit report is that the credit report will only be updated after the loan record of T+ 1 day is reported by the system.