195 1-1958 is the first stage of the establishment and development of rural credit cooperatives.
During this period, the rural credit cooperatives funded by farmers and elected cadres by their members served the production and life of their members through credit activities, basically maintaining the nature of cooperative system and becoming an important force supporting agricultural production.
1959-1980 is a tortuous development stage of rural credit cooperatives.
At this stage, due to the influence of the ultra-left line, rural credit cooperatives were successively decentralized to the people's commune and production brigade, and later to the poor peasants and middle peasants, and the development of rural credit cooperatives suffered serious setbacks.
1980-1995 is the initial stage of the reform of rural credit cooperatives. Starting from 1980, rural credit cooperatives were first managed by Agricultural Bank, which made the development of rural credit cooperatives gradually on the right track.
1996 -2003 is the stage of the development and growth of rural credit cooperatives.
From 1996 to 10, rural credit cooperatives were separated from China Agricultural Bank. Rural credit cooperatives set up their own industry management institutions from provinces to regions and cities, and the Commercial People's Bank and their own industry management institutions respectively undertake the industry management functions of rural credit cooperatives. After decoupling, the development of rural credit cooperatives has shown unprecedented vitality and vitality, and all work has made unprecedented development.
In 2003, it was the stage of deepening the reform of Shaanxi Credit Cooperatives.
In June 2003, the State Council issued a notice on deepening the pilot reform of rural credit cooperatives. As one of the first eight pilot provinces in China, Shaanxi Province started deepening reform at the end of 2003. In accordance with the spirit of deepening the pilot reform, the management right of rural credit cooperatives will be handed over to the provincial government.
On June 5438+ 10, 2004, the preparatory group of Shaanxi rural credit cooperatives was established.
In August, 2004, Shaanxi Rural Credit Cooperatives Association was established by 107 county-level credit cooperatives in the province, and exercised the management functions of rural credit cooperatives in the province on behalf of Shaanxi provincial government. Since deepening the reform, the Provincial Association has led the rural cooperative (commercial) financial institutions in the province to take Scientific Outlook on Development as the leader, innovate and lay a solid foundation, be realistic and pragmatic, take standardization, quality and efficiency as the theme, constantly deepen the reform, change the operating mechanism, strengthen internal management, change the business growth mode, comprehensively standardize management, and strive to improve the quality of business development and operating efficiency. The business of rural credit cooperatives in the province has developed rapidly, the operating conditions have improved significantly, and the social image and social status have been greatly improved.
On August 18, 2004, the Provincial Association was officially listed for business.
On June 5438+065438+ 10, 2007, Shaanxi Rural Credit Cooperative was connected to the national rural credit bank payment and settlement system, and opened the real-time remittance, bank draft and deposit and withdrawal services of rural credit banks.
20 1 1 under the strong leadership of the provincial party Committee and government, with the strong support and help of the people's bank of China, banking supervision departments, peers and customers, rural cooperative financial institutions in Shaanxi Province have continued to maintain a rapid and good development trend since the deepening of reform, which has played an important role in the development of Shaanxi economy, especially the "three rural issues" and county economy.
20 12 12, Shaanxi Credit Cooperatives Online Bank was officially launched.