Legal analysis: 1. Strictly implement the existing housing purchase restriction policy in our city, that is, two sets of housing (including new commercial housing and second-hand housing, the same below) are restricted for households with registered residence in this city; Families who are not registered in this city can provide proof that they have paid personal income tax or social insurance for more than three years in this city within five years before the date of purchase, and the purchase is restricted to 1 house. Non-resident families in this Municipality are not allowed to purchase houses by paying back personal income tax payment certificates or social insurance payment certificates.

2. Strictly implement the existing differentiated housing credit policy, that is, for families who buy the first set of self-occupied housing by loan, for those who own/kloc-0 housing and have settled the corresponding housing loan, and apply for loans to buy ordinary self-occupied housing again to improve their living conditions, a lower down payment ratio of 30% will be implemented; For households with 1 apartment and outstanding housing loans, in order to improve their living conditions, they apply for commercial personal housing loans again to purchase ordinary self-occupied housing.

3. Property buyers must have legal and valid ID cards, household registration books and other identification certificates; Property buyers must pay personal income tax and social security for three years or more in Guangzhou within five years; Whether it is a new house or a second-hand house, buyers with foreign accounts can only buy one set;

4. Buyers must have a down payment of 30% of the total purchase price; Family members of buyers must have no record of purchasing houses in Guangzhou; If property buyers have bought houses in other places before, they must pay a down payment of 70% according to the regulations of the second suite.

Legal basis: the State Council's reply to Guangdong's request for instructions on deepening reform, opening wider to the outside world and accelerating economic development. The real estate reform should be accelerated in the direction of commercialization, so that the real estate industry will become a pillar industry of the national economy.

(1) Fully implement the commercialization of urban housing. Guangdong can implement the method of increasing rent subsidies, based on actual transformation, and implement it step by step according to local conditions. It will take about three years to raise the rent of urban public houses to quasi-cost price or cost price rent, and then flow to commodity rent. Private houses should also participate in the reform, but they should be different from public houses. Private houses and houses should be encouraged. Open the commercial housing market, where both the supply and demand sides can bargain to buy and sell houses.