ICBC’s fixed-income assets refer to bonds and other fixed-income securities in its investment portfolio. As a bank, ICBC relies on loans and bond issuance to raise funds, part of which is invested in fixed-income assets to obtain stable interest income.

Fixed income assets usually include government bonds, corporate bonds, bank certificates of deposit, treasury bonds, local government bonds, etc. These assets usually have fixed maturity periods and fixed interest rates. By investing in fixed-income assets, ICBC can achieve the purposes of risk diversification, stable income and liquidity management.

ICBC’s investment strategies and portfolio management of fixed-income assets are carried out by a professional investment team. They select appropriate fixed-income assets for investment based on market conditions, risk preferences, investment objectives and other factors. The risks and returns of these assets are different, so ICBC will make investments based on its own risk tolerance and business strategies, and conduct risk assessment and management of fixed-income assets.

In short, ICBC’s fixed-income assets refer to the bonds and other fixed-income securities in its investment portfolio, which are used to obtain stable interest income.