1. Strengthen communication with family members and learn about their loans, including loan amount, repayment period, loan purpose and other information, so as to better coordinate family financial expenditure.
2. Plan the family finance and set the expenditure budget to avoid excessive consumption by family members during the loan repayment period. In addition, we can negotiate with the lender to adjust the repayment plan and other ways to reduce the family's repayment burden.
3. Encourage family members to make more stable financial decisions, strengthen the study of financial management knowledge, reduce financial risks, ensure the quality of life of family members, and let family members live a stable and happy life during the loan period.