Linglinghua is a loan product of China Merchants Union Financial Group, which mainly provides small credit loans to college students and young white-collar workers. After the applicant passes the review, a certain credit limit will be given based on the applicant's qualifications, which can be used for installment consumption, pocket money, etc. So what conditions need to be met to apply for a pocket loan? Linglinghua application conditions 1. For students, they are required to be over 17 years old and must be current students who can be found on the Xuexin website. The educational requirement is a full-time college or above; for office workers, they are required to be between 2340 years old and Xuexin. You can search online for full-time office workers with a college degree or above. 2. Ask for a Sesame score check. Students require a Sesame credit score of 600 or above, and office workers require a Sesame credit score of 666 or above. 3Users from Xinjiang, Gansu, Inner Mongolia, Qinghai, Ningxia and Tibet cannot apply. The above are the conditions that need to be met to apply for a pocket loan. Let me remind you again that you must remember to repay on time after borrowing money. Especially for students, you must not develop a situation of using loans to support loans. You must borrow money based on your actual situation.