If Baiqian Finance fails to pay it back within the time limit, it will charge a late fee, and it is relatively high. The standard of financial late payment fee 10000 yuan: overdue 10 day, late payment fee in 30 yuan, 30 days overdue, late payment fee in 80 yuan. Overdue fine on the 60th day 100 yuan, overdue fine on the 90th day 160 yuan.
If hundreds of financial installments are not repaid, the People's Bank of China will make a credit inquiry at the meeting. Judging from the current information, if the lender is a bank financial institution, it may attend the meeting, but most users said that they did not see relevant records in the credit report. If the loan contract itself is legal, the interest rate is within the normal range stipulated by law.
Extended data:
The financial stage of 100,000 yuan is introduced as follows:
You don't have to pay back what exceeds the statutory interest. If the loan institution's collection method is too intense, you can keep the evidence and ask the police for help. It is natural to borrow money to repay, and prepayment can avoid more trouble.
In order to reduce the overdue rate of customers and the probability of bad credit, Baiqian has taken a series of measures: increasing various repayment channels, so that customers can choose the most suitable repayment method in different scenarios. When the customer is overdue, Bai Qian will also contact and communicate with the customer in time.
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Baidu Baike-Shenzhen Baiqian Finance Service Co., Ltd.