1. What are the procedures for car mortgage?

1. If the motor vehicle owner mortgages the motor vehicle, the motor vehicle owner shall apply to the traffic management department of the public security organ for motor vehicle registration.

To apply for mortgage registration, an Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration shall be filled in, and the following documents and vouchers shall be jointly submitted by the motor vehicle owner (mortgagor) and the mortgagee:

(1) Identification certificates of mortgagor and mortgagee;

(2) Motor vehicle registration certificate;

(3) Master contract and mortgage contract concluded by mortgagor and mortgagee according to law. Dmv shall record the contents of mortgage registration on the accepted motor vehicle registration certificate.

In automobile mortgage service, besides interest rate, borrowers are most concerned about the time of lending and the amount of approval. Most of the borrower's borrowing needs are urgently needed funds in the short term. Cheyi Loan, the industry-leading platform, provides the same-day loan service for users in need, and the loan amount can be as high as 150% of the vehicle evaluation price, which almost exceeds the valuation of any product. Therefore, this kind of efficient loan and high loan amount have won unanimous praise from borrowers.

2. To apply for cancellation of mortgage, the applicant shall fill in the Application Form for Registration of Motor Vehicle Mortgage/Cancellation of Mortgage, and submit the following certificates and vouchers together with the mortgagee:

(1) Identification certificates of mortgagor and mortgagee;

(2) Motor vehicle registration certificate. After accepting the application, the vehicle management office shall record the contents and date of cancellation of mortgage on the motor vehicle registration certificate.

3. Model text of mortgage contract (agreement)

Second, the materials needed for automobile mortgage

1, the original ID card, residence booklet or other valid proof of residence, and provide its copy; These are all essential things to verify personal identity, and they are also essential things for car mortgage.

2. Proof of personal occupation and economic income; Only a good professional and economic income can prove the situation, so it is easier to go to the car mortgage.

3 car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents required by the Cooperation Organization.

5. Car mortgage, no need to park cars, need to meet the following conditions: have a stable job, the applicant has the ownership of local mortgaged cars, and has been engaged in life and work in this city for a long time. You need to show your motor vehicle registration certificate, driving license, purchase additional tax certificate (copy), car purchase invoice, insurance policy, travel tax, tax certificate of imported vehicles, and ID card (temporary residence permit provided by non-local registered customers within the validity period).

Third, matters needing attention

1. Select a lending institution.

There are many channels for handling automobile mortgage, and the examination is very strict. Therefore, borrowers should prepare loan materials in advance. Loan selection should be cautious, and car loan routines should be avoided reasonably, not just for convenience. Be sure to choose a formal institution. Only in this way can we better safeguard our rights and interests.

2. Choice of repayment method

Cars wear out a lot, so the term of a car movie loan is much shorter than that of a mortgage loan. Generally speaking, the repayment period is up to 36 installments. Therefore, the borrower should choose the repayment method reasonably to ensure foolproof.

3. Choice of loan method

Now many lending institutions can make loans without stopping, but they need to install GPS. If the borrower does not often use the vehicle, he can choose the car loan mode. So you can get a higher quota.

4. The purpose of the loan

Many people choose car mortgage for short-term cash flow. If you choose long-term use, the cost will be high. If you choose long-term car mortgage before, you can choose to repay in advance if economic conditions permit.

5. Analysis of repaying the principal on time

When applying for a loan, both borrowers and borrowers need to go to the vehicle management office for mortgage registration. If the borrower fails to repay the loan for a long time, the lending institution may take back the vehicle and dispose of it. So be sure to repay on time.

The above content gives the answers to the procedures required for automobile mortgage, and also gives the model of mortgage contract (agreement). Can refer to according to the actual situation. Mortgage has certain risks, so it is necessary to understand the contents of the contract, improve the mortgage procedures and understand the legal provisions to avoid being deceived.

Legal objectivity:

Article 11 of the Interim Measures for the Administration of Personal Loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender. Article 12 of the Interim Measures for the Administration of Personal Loans, the lender shall require the borrower to apply for personal loans in writing, and require the borrower to provide relevant information that can prove that it meets the loan conditions.