There is basically no difference between faster and existing homes in handling loans. Whether it is an auction house or an existing house, buyers can apply for loans under the guidance of developers. Generally, the existing developers organize buyers to register on the website, and then the developers prepare the contract for loan filing, and then the buyers need to apply to the bank that approves the loan with relevant information. The so-called relevant information refers to the original ID card, household registration page and copy of the purchaser, as well as the purchase contract and down payment receipt. After submitting the relevant documents, the buyer can wait for the approval of the bank.