Without help, you will be in trouble in the future. Last year, my sister-in-law also came to us and said that she would help him with a loan. She said that she would send us some red envelopes, and when their business improved, we would buy a house and sponsor us with money or something. In a word, it's pleasant to say, and we don't want to. Everyone knows that the guarantee is risky, even my mother-in-law advised us. Finally, we didn't agree. My sister-in-law had no choice but to find an outsider to do it and spent thousands of dollars. At first, my mother-in-law complained that our brothers and sisters didn't help my sister-in-law give thousands of dollars to outsiders for nothing. Later, her sister-in-law borrowed tens of thousands of dollars from her mother-in-law. Every time she says when to pay back the money, her mother-in-law says it's a good thing she didn't help at the beginning, otherwise we would all have to follow her now. Although we don't want to pay back the money, if they don't pay back the money all the time, our name will be tarnished and it will be inconvenient to borrow money to buy a house or a car in the future.
Although you are related, it depends on what you are busy with. It doesn't matter if you can help, but the loan risk is high. If your sister can't repay the loan on time, you will still suffer. After all, in the name of your husband. If your sister fails to repay the loan on time, your husband will not only be blacklisted by the bank, but also be sued by the bank. If she owes more, she will be sentenced. Do you think your sister can save you?
If I were you, I wouldn't promise. It depends. Besides, business won't do this. If your brother-in-law doesn't pay it back, your husband will have to pay it back. If you don't do this, it will be your fault. If you don't do this, you will have to bear the debt yourself.
In the past two years, there have been many accidents in loans. Consider the consequences before you do something. I hope you can think it over. Refuse if you can, or let her think of another way. Also, why not borrow money in the name of your brother-in-law?