Legal analysis: Under normal circumstances, the debts a husband and wife get when they divorce are the same. Where a creditor claims rights for debts incurred by one of the spouses in his own name during the marriage relationship, it shall be regarded as debts of the spouses. But one of the husband and wife can prove that the creditor and the debtor have clearly agreed to be personal debts. According to the relevant laws and regulations of our country, the debts signed by both husband and wife with the same meaning or ratified by one party afterwards, as well as the debts undertaken by one husband and wife in their own name for the daily needs of the family during the marriage relationship, belong to the same debt of husband and wife.

Legal basis: Article 1064 of the Civil Code of People's Republic of China (PRC) * * * The debts incurred by the husband and wife with the same signature or ratified by one of them afterwards, and the debts incurred by one of them in his own name for the daily life of the family during the marriage relationship, belong to the same debts of the husband and wife. Debts incurred by one spouse in his own name during the marriage relationship that exceed the needs of family daily life are not joint debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's life, production and operation, or based on the same meaning of both husband and wife.