Dude, you are so rich. Generally, the house mortgaged with consumer loans must be a property within 20 years. Based on the current year of 20 10, houses within 1990 can apply for mortgage consumer loans, but if possible, they will not be approved. Secondly, on the premise that mortgage consumer loans can be used, because mortgage consumer loans have already generated loans, you need to use the loans again to buy new real estate, that is, there are two loan businesses, and of course you need to pay interest on the two loans.

At present, the mortgage consumer loan interest rate is 5. 94%。 When the loan for the first house is generated, whether you pay off the loan in advance or not, the second house loan will be regarded as the second house.

If you have already paid the housing provident fund loan, it is suggested that you can use the provident fund when buying a second house with the loan. Because, according to the current policy of the Housing Provident Fund Management Center, no matter whether commercial loans have been used to buy houses before, as long as provident fund loans have not been used, they will be regarded as the first set of housing and implemented according to the first set of housing policies. Those who have already used the provident fund loan to buy a house only need to pay off the provident fund loan of the upper suite on the provident fund center system, and they can still use the provident fund loan when buying a house again, which will still be regarded as the first home and will not be restricted by the policy of the second home loan. Give me the answer at midnight!