how much is the self-occupied commercial house in Xicheng district?
According to relevant information, the main type of "self-occupied commodity housing" is below 9 square meters.
"self-occupied commercial housing" has a larger price limit ratio, and many projects are 4% to 5% lower than the surrounding commercial housing. At present, several "self-occupied commodity houses" that have been supplied to the land have a sales price limit of 22, yuan/square meter, which is about 4, yuan lower than the price of second-hand houses in the surrounding area.
previously, the relevant departments said that the total price of a single set of "self-occupied commercial housing" is basically less than 2 million yuan, and this policy is clear, which is 3% lower than the price of surrounding commercial housing.
what is the loan interest rate for buying self-occupied commercial housing in Xicheng district?
1. A survey of the new bank interest rate and the new bank deposit and loan interest rate adjustment in, it is learned that the People's Bank of China has decided to lower the benchmark interest rate of RMB loans and deposits of financial institutions from October 24th to further reduce the financing cost of enterprises.
2. Among them, the benchmark interest rate for one-year loans of financial institutions is lowered by .25 percentage point to 4.35%; The benchmark interest rate for one-year deposits was lowered by .25 percentage points to 1.5%.
3. The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from October 24th to further reduce the social financing costs.
4. Among them, the benchmark interest rate for one-year loans of financial institutions is lowered by .25 percentage point to 4.35%; The benchmark interest rate for one-year deposits was lowered by .25 percentage points to 1.5%; The benchmark interest rates of other loans and deposits and the lending rates of the People's Bank of China to financial institutions shall be adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged.
5. At the same time, commercial banks and rural cooperative financial institutions are no longer allowed to set floating ceilings on deposit interest rates, and the market-oriented formation and regulation mechanism of interest rates should be improved, and the central bank's regulation and supervision of the interest rate system should be strengthened to improve the transmission efficiency of monetary policy.
6. From the same day, the RMB deposit reserve ratio of financial institutions will be lowered by .5 percentage point, so as to keep liquidity in the banking system reasonably abundant and guide the steady and moderate growth of money and credit. At the same time, in order to increase financial support for agriculture, rural areas and farmers; And reduce the deposit reserve ratio by an additional .5 percentage point for qualified financial institutions.
7. The benchmark interest rates of other loans and deposits of various grades shall be adjusted accordingly. (This interest rate is the new bank interest rate for 2 years, and the new benchmark interest rate for bank deposits and loans)