Suppose the borrower applies for a loan of RMB 654.38+00,000, which will be repaid in 654.38+02 installments. The total interest for one year is 460 yuan.
The specific loan interest shall be calculated by the borrower according to the loan amount, loan period and monthly interest rate. The monthly interest rate is obtained by comprehensive evaluation based on the information submitted by users. The higher the comprehensive score, the lower the monthly interest rate. The actual interest is subject to the system display when the loan scheme is created.
Return it. Is it a credit report?
This declaration form has been docked with the credit information system of China People's Bank, so it is used for credit information. Credit investigation includes normal repayment records and overdue records. A normal credit record will not affect the user's credit report, on the contrary, it will help to maintain personal credit. Overdue records will not only affect personal credit information, but also affect the future application for loans and credit card approval.
If you miss the repayment time for a while, please call customer service to explain the situation and repay in time. If the overdue time is short, you can not report the credit.