1, full amount of unmarried (including single) house purchase: ID card, household registration book and single certificate;
2. Married to buy a house in full: ID card, household registration book and marriage certificate of both husband and wife;
3. Unmarried (including single) loan to buy a house: single certificate, ID card, household registration book, credit report, income certificate, bank memorandum, and a copy of the business license stamped by the company;
4. Buying a house with a married loan: my ID card, household registration book, marriage certificate, credit report, income certificate, bank card running list and copy of the company's business license are stamped with the official seal; Spouse ID card, spouse household register, spouse marriage certificate. If two people * * * borrow money together, the spouse also needs to produce a credit report, income certificate, a copy of the company's business license, official seal and bank card running list.
The procedures for buying a house are as follows:
1, according to their own needs and funds, understand the housing situation and determine the purchase of housing;
2. Negotiate housing prices and other matters;
3. After reaching an agreement, sign a written purchase contract;
4. Pay the house price according to the contract;
5. After the seller delivers the house, it shall go through the registration formalities.
What preparations do you need to make to buy a house?
1. Clarify the demand for buying a house: Many people will face various questions before buying a house. Where is the house now? Where is the right place to buy a house? In fact, the situation of each family is different, and the house suitable for buying is different. What we need to pay attention to is that before buying a house, we must carefully weigh our housing needs, prioritize, determine what we need urgently according to our actual situation, and start rationally and in a planned way.
2. Make a good budget for buying a house: buying a house is a relatively large consumption. It is very important to make a good budget before buying a house. Many people make up the down payment when buying a house, but they don't consider the other expenses needed to buy a house clearly, which leads to the temporary inability to make up the money, which is very embarrassing. After buying a house, the next step is to decorate the house, buy furniture, home appliances and so on. These odds and ends add up to a lot of money. So when you buy a house, you should leave at least 1/3 deposit.
3. Choose the right way to buy a house: When it comes to buying a house, many people know that there are two ways to buy a house: full payment and loan. Most people buy a house by loan.
4. Learn to calculate the area: the area of the house is related to the price of the house purchased by the buyer, and the area problem is also a concern of the buyer. Property buyers should ask clearly what the construction area and interior construction area are, and how big the pool area is. This is because the size of the sales area determines the price of the house, while the size of the pool area affects the rate of getting a room, thus affecting the comfort of living.
What should I pay attention to when buying a house?
1. Beware of word games and deposit traps.
We all know that China culture is profound, and some words have the same pronunciation, but their meanings are completely different, such as two "deposits" and "deposits" in our house purchase contract.
Deposit: This deposit is to urge both parties to fulfill their obligations consciously, which has a certain guarantee function and cannot be returned in case of force majeure.
Deposit: not guaranteed, but refundable.
Therefore, when buying a house is still in the hesitation period, when the salesperson takes out the contract for you to sign, you must pay attention to the difference between "down payment" and "down payment" and never fall into their sales.
2. Delivery time and delivery standard
When we sign the contract, the open chamber of commerce will indicate the delivery time and delivery standard in the contract, and we must pay attention to it when collecting the house. If we delay or fail to meet the delivery standard, we can ask the developer to coordinate or claim compensation.
sign a contract
There are many words in the contract, but I have no patience to read them. When signing a contract, you must find an experienced friend to accompany you, focusing on the contract.
4. Price is not the standard to distinguish housing lots.
Many people like to judge the location of the house by the price when buying a house, but in fact, you only need to judge according to your own needs when buying a house. Self-housing only needs to meet the needs of daily travel and life, and too many things can easily become a burden.
5. Is the building a brand developer?
When buying a house, you must pay attention to the housing developer. Brand developers' house quality is more secure and occupancy is more secure.
Legal basis:
"Measures for the Administration of Pre-sale of Urban Commercial Housing" Article 12 Within 90 days from the date of delivery of pre-sale commercial housing, the winning bidder shall go through the ownership registration formalities with the real estate management department and land management department of the people's government of the city or county according to law. The development enterprise shall provide assistance and provide necessary supporting documents.
If the winning bidder fails to obtain the house ownership certificate within 90 days from the date of house delivery due to the reasons of the development enterprise, the development enterprise shall bear the liability for breach of contract, unless there is a special agreement between the development enterprise and the winning bidder.