Sesame Credit Branch is an independent credit evaluation and credit management institution. It is the first personal credit score in China, and it is also a major change for mankind. According to users' identity characteristics, behavioral preferences, credit records, performance ability and personal connections, different users have different sesame scores, and the higher the sesame score, the more privileges they enjoy.
Sesame credit has a maximum score of 950 and a minimum score of 350. The higher the score, the better the credit degree and the lower the possibility of default. The range of 350 to 950 points is also in line with the international mainstream personal credit scoring range, such as the famous FICO score in the United States, ranging from 300 to 850 points. In the dimension evaluation, it mainly includes five dimensions: user's credit record, behavior preference, performance ability, identity characteristics and personal relationship, covering credit card repayment, online shopping, transfer, wealth management, water, electricity and coal payment, rental information, address relocation history and social relations.
It is understood that the individual's sesame score reaches a certain value. You don't have to pay a deposit when renting a car or staying in a hotel. Sesame seed is a shield. You can try it before buying it online. Your people trust us. We dare you to try. When you apply for a visa, you don't have to flash around to apply for a deposit certificate. Loans can be approved faster and get lower interest rates than others. The bank will also open the back door for you, because your sesame score has shown that your comprehensive performance is excellent. At present, short rent, Che Inc. and Ali have reached cooperation with Sesame Credit, and it is unimpeded to use some excellent functions inside Alibaba.