Legal analysis: First, direct subsidies. Most regional policies clearly stipulate that rural residents who buy commercial housing in cities will be given a subsidy of RMB/square meter. Usually the subsidy is RMB /m2. What needs to be clear is that the amount of subsidies given by different places is different, and the specific information should be consulted at the same time when buying a house.

Second, deed tax subsidies to buy a house. At the same time, the local finance will subsidize it with the deed tax paid. Subsidies vary from region to region, ranging from 50% to full direct subsidies.

Third, reduce the down payment ratio. At present, the down payment ratio of 30% has been adjusted when farmers buy houses in cities. Opinions have been issued in many places to clarify that the down payment ratio of farmers to purchase houses can reach 20%, and the provident fund policy for migrant workers is relaxed. All eligible farmers can apply for loans with the provident fund and enjoy preferential interest rates.

Fourth, the policy of reducing the loan interest rate encourages banks, credit cooperatives and housing mortgage registration departments to take corresponding simple measures for farmers to buy houses in cities, optimize the process of mortgage registration and loans, and implement preferential interest rates.

5. Paid withdrawal subsidy If you withdraw from rural land, you will be given a certain subsidy when buying a house. But so far, most farmers don't buy it.

Six, other preferential policies in children's education, medical care for the elderly, employment and entrepreneurship. Reduce the cost of farmers buying houses in the city. It also allows farmers in the city to enjoy the same welfare benefits as people in the city. At the same time, the green light has been given to the approval, loans and procedures for farmers to buy houses. After the house is settled, those who engage in industrial and commercial operations will be given priority by the departments of industry and commerce, taxation, health and family planning, and environmental protection. In addition, when developers sell houses to farmers, they will also give corresponding convenience. You have to consult the local developer for details.

Legal basis: Article 65 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the social insurance fund achieves balance of payments through budget. When the social insurance fund is insufficient to pay, the people's governments at or above the county level shall give subsidies.