Housing provident fund loan guarantee fee generally includes guarantee fee and guarantee service fee. The guarantee fee mostly ranges from 100 yuan to 300 yuan; According to the loan term, the guarantee service fee is charged according to the product of the provident fund loan amount and the corresponding rate, and also according to the standard of the provident fund loan amount × loan term × corresponding rate.

Personal housing provident fund loan guarantee service fee is adjusted to 5% of the loan amount. Charge, minimum charge 300 yuan. In the past, the charging standard was based on the loan life, and the higher the life, the higher the rate.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.