Personal credit information can be found in the offline business hall of the People's Bank of China and the official website of the Credit Information Center of the People's Bank of China. Bring your ID card to the bank counter or self-service inquiry machine, and you can also verify your password in official website. Everyone has the opportunity to inquire freely twice a year. Personal credit report is a personal credit history record, and it is a standard to measure whether financial institutions agree to borrow money.

Credit information:

1. Personal basic information that identifies an individual and reflects his family and occupation.

2. Personal credit information formed by the credit relationship between individuals and financial institutions or housing provident fund management centers.

3. Personal credit purchase and payment information formed by personal credit purchase relationship with commercial institutions and public utility service institutions.

4. Public record information related to personal credit formed by administrative organs, executive organs of administrative affairs and judicial organs in the process of exercising their functions and powers.

5. Other information related to personal credit.