Taobao merchants all know online merchant loans. Now that it has been opened, I naturally hope that the amount of online business loans will continue to increase. However, there are still many users who don't know much about the amount of online business loans. Here's a brief introduction to the ways to increase the loan amount of online merchants. The initial amount of the online merchant loan is 1000. What other ways to increase the amount?
The initial amount of the online merchant loan is 1000. What are the ways to increase the amount?
Many merchants found that their quota was only 1 000 yuan after opening online business loans, and they only increased their quota once after borrowing many times, which was not satisfactory.
In fact, the control of online business loans is based on the user's credit rating, which can be said to be sesame credit rating+store data to grant credit. If you want to increase the amount of online business loans, you can adopt the following methods:
1, reasonably used in
There is a wealth management product called Yu Bao Li in Alipay, which is a cash management tool provided by online merchant banks. Users can regularly deposit a certain amount of money in Yulibao to prove their financial resources and prove that they have certain repayment ability from the side.
2. Store management
The amount of online merchant loans is largely determined by the store data of Taobao merchants. If a store has a high customer order rate, low return rate and high praise, it shows that the store is operating normally and the loan amount of online merchants may increase.
Step 3 increase sesame seeds
It is also one of the more important things to increase the loan amount of online merchants and strive to increase the sesame score. It is suggested that users can accumulate more sesame seeds, pay water and electricity bills with Alipay, book hotels, take a taxi and travel. Or rent a charging treasure to fulfill the contract on time, which can improve your sesame score to a certain extent.
The above is the answer to the question about "initial loan amount of online merchants 1000", I hope it will help you!
How to increase the loan amount of online merchants
1, maintaining a good and stable credit status. In other words, the loan in Alipay must be repaid on time.
2. Maintain normal operation or storage stability. And collect money with AliPay.
3. Maintain a good balance sheet. You can deposit more money in Yu 'ebao.
4. Improve personal information. Including personal study, work and other information.
5. The online merchant loan amount is given by the system according to the big data of users in Alipay. You cannot manually increase the credit limit. You can try these suggestions. In addition, Alipay can be used when transferring money with family and friends, which helps to improve personal credit and contacts, and also helps to improve the credit line of individual online merchants.
6. The maximum loan for online merchants is 2 million yuan. The amount applied by users generally ranges from tens of thousands to hundreds of thousands of yuan. As long as they maintain good credit and improve the service level and sales of the store, the loan amount will increase rapidly.
How to increase the loan amount of online merchants?
Want to increase the amount of online commercial loans can start from the following points:
1, keep a good credit record.
2. Use Alipay more.
3. Buy wealth management on Alipay.
4. Reduce its own debt ratio.
5. Increase your income.
6. Maintain good store operation data.
7. Make a good record of borrowing and returning.
8. Upload asset information on Alipay.
9. Use flower beds to accumulate credit.
10, increase sesame seeds.
The online merchant loan amount is issued after the system evaluation. If the customer's qualification is good after the system evaluation, it will increase the customer's credit limit. Therefore, customers need to keep an objective attitude towards whether the amount has improved.
Online merchant loans do not support deferred repayment or agreed repayment. Customers who fail to repay in time before the repayment date expires are overdue and will bear the corresponding overdue consequences. Therefore, after customers use online business loans, they need to repay according to the agreement, and don't blindly lend to bring too much debt pressure to themselves.