Hello, I am happy to answer your questions about the Public Security Bureau Dormitory (Luohu) Community.

The real estate certificate for buying an existing house in the Public Security Bureau dormitory (Luohu) will be issued to you immediately and you can get it immediately. If you apply for a loan from the Public Security Bureau Dormitory (Luohu), the bank will not deduct the real estate certificate but other rights certificates, which are part of the land certificate. A normal Public Security Bureau Dormitory (Luohu) house has both the real estate certificate and the land certificate. If the first warrant is a loan from the Public Security Bureau Dormitory (Luohu), it must be kept by the bank. If you pay it off in one go, you will have both complete certificates.

Public Security Bureau Dormitory (Luohu) second-hand housing transaction process: 1. Original registration application form (provided at the acceptance window); 2. Proof of applicant’s identity; 3. Original copy of the ownership certificate of the Public Security Bureau Dormitory (Luohu); 4. The original purchase and sale contract for the Public Security Bureau Dormitory (Luohu) signed online; 5. If the buyer and seller agree to transfer the transaction settlement funds through a dedicated account, they should submit the original certificate of custody of the transaction settlement funds of the Public Security Bureau Dormitory (Luohu); 6. The original certificate of tax payment or tax reduction or exemption from the deed of the Public Security Bureau Dormitory (Luohu); 7. The house registration form and house floor plan on the house ownership certificate of the Public Security Bureau Dormitory (Luohu) shall cover the name of the property owner and the number of review buyers + 1 copy.

The above information is for reference only. Hope this helps!