One is that the person who owns the bank card asks to stop paying.
The other is that banks stop paying people with bank cards. The person who owns the bank card asks to stop paying and withdraw cash from the bank card because the bank card is lost or found. The bank pays the bank card holder because the bank card holder has overdue credit.
For example, if a check is lost after it is issued, the holder or drawer can ask the bank to stop paying the check. Be sure to call the bank before you want to stop. After receiving the notice, the bank will help you stop paying.
This is a way to ensure safety, and it is also a remedial measure after the bill is lost. This kind of phenomenon will still happen frequently in our life, so we must take such preventive measures.