Many cities now implement property market policies that restrict purchases and loans, and Jinan is one of them. If you want to buy a house in Jinan, you need to first understand the local house purchase policies. So what are the latest policies for housing purchases in Jinan in 2018-2019? Next, the editor will briefly introduce it to you.

1. According to the relevant regulations issued by the Jinan Municipal Government to strengthen the regulation of the real estate market, the purchase restriction areas in Jinan have been upgraded. In addition to the original purchase restriction areas, Changqing District and Zhangqiu District have also been included in the purchase restriction range. . Local non-householding households are limited to purchasing two houses in Jinan's purchase-restricted areas. When households registered in this city purchase their first house, the down payment ratio is 30%. Households registered in this city already have a residence or a mortgage record. When purchasing a commercial house again, the down payment ratio is 60%, and the commercial loan period is up to 25 years.

2. If you are a non-local household registered family who wants to buy a house in Jinan’s restricted purchase area, you need to pay social security or personal tax for 24 consecutive months within 3 years before buying the house. Social security and personal tax are It cannot be paid back. Non-local registered households are limited to purchasing one house. If they apply for a housing loan to buy a house, their down payment ratio is 60%.

3. If the non-local personnel have a bachelor’s degree or above, signed a formal labor contract in Jinan, and have paid social security for more than half a year continuously, or are high-level talents introduced by the non-local personnel to Jinan, they will be issued by the city. With proof, you can enjoy the house purchase policy for households registered in this city.

4. In addition, Jinan also implements a sales restriction policy. For commercial housing purchased in Jinan’s restricted purchase areas, owners need to obtain a real estate certificate for 2 years before they can sell it. When people buy commercial housing in Jinan, they usually need to review their home purchase qualifications. The review time for home purchase qualifications in Jinan has been shortened to one working day.

The editor summarizes: Regarding the latest policies for Jinan’s house purchase in 2018-2019, the editor will briefly introduce it here. I hope that after reading this article, it can provide you with reference when buying a house in Jinan in the future. Before buying a house, it is best to consult the relevant departments about the latest local house purchase policies.