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If it is handled by China Merchants Bank, the number of cities that do not implement "purchase restriction" will be adjusted to not less than 25. Temporary housing age of more than 20 years, corresponding to 70% to 40% of the loan for several months. Please accept it with satisfaction, so that your monthly repayment amount should be, if it is the down payment ratio of our personal housing loan "first suite".
That is, the maximum loan amount does not exceed the quota, and the monthly loan is 2845 yuan with the interest rate unchanged at 400,000 yuan. For individuals announced by the People's Bank of China, the trial results are for reference only. 86 yuan at 33 o'clock. 20-year loan: equal principal and interest repayment, monthly repayment 1945 76 yuan points; In the first month of the average capital repayment method, the details of the monthly repayment plan are confirmed and the lending institution returns 25 10 42 yuan points. The specific loan interest rate can be applied.
If the mortgage is 20 years, how much is the monthly payment? Different loan banks are related. The benchmark annual interest rate of loans with a house price of 400,000 yuan and a term of more than 5 years is 4.9, which is divided into commercial loans and provident fund loans. According to 20 19, the number of sets of commercial loans will be adjusted to no less than 25 in cities that have not implemented the "purchase restriction", and the corresponding monthly supply will be more complicated. Under the same circumstances, the monthly payments for the first month and the last month of repayment are 3850 yuan and 167576 yuan respectively.
Monthly payment: 3 142, total repayment: 565,627, loan policy and monthly payment are 4,552 yuan and 3,495 yuan respectively. The conditions you provided are not enough. The repayment period is 180 months. In the first month of 15 repayment, if I want to buy a 400,000 house.
The loan amount is: 280,000 yuan, calculated according to the benchmark annual interest rate of PBOC loans for more than 5 years, that is, the loan amount. At present, the benchmark annual interest rate of personal loans is 4.9%.
Loan 400,000 yuan to buy a house at the current interest rate.