The two are different for the crowd. Jianxin Dave is a micro-loan product for all customer groups, aiming to meet customers' micro-capital needs. CCB Express Loan is a large-sum product for customers who have certain deposits or investment wealth management products in CCB, aiming at meeting the large-sum capital demand of customers.
The interest rate is different. The annualized interest rate of CCB's good loan products is 6.96%-23.6%, while the interest rate of CCB's quick loan products is low, as low as 3.95%.