How long does it take for Yibin Commercial Bank to issue second-hand housing loans?

25 to 30 working days.

1. The loan contract between the buyer and the seller generally takes 1 working day.

2. After signing the contract, submit the application materials to the bank, which will generally review it within 7 working days.

3. After approval, the buyer needs to go through the transfer formalities at the Housing Authority, which generally takes 1 working day.

4. Then the Housing Authority will issue a new title certificate within 4 days.

5. After that, the buyer should go to the bank to handle the mortgage formalities with the new property right certificate, which can be completed in 7 working days. According to the above process, it takes 25 to 30 working days for Yibin Commercial Bank to issue second-hand housing loans.

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