Before signing the contract, you need to determine which house you want to buy and what kind of house you want to buy according to your needs and down payment. The process is as follows.

Complete purchase process:

Customer qualification examination, house inspection, signing sales contract, online signing, fund supervision, tax payment, transfer, property delivery and fund unfreezing.

Commercial loan purchase process:

Customer qualification review, house inspection, signing sales contract, online signing, evaluation, fund supervision, face-to-face signing, loan approval (loans can only be approved after all documents are complete), tax payment, transfer, real estate license issuance, mortgage registration (mortgage time varies in different urban areas), other property certificates issuance, and bank loans issuance (the specific time depends on the bank quota).

I hope I can help you and adopt it.