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After buying a house for the record, can the housing developer mortgage the bank loan?
Under normal circumstances, housing developers can't mortgage loans to banks after buying houses for the record.

The implementation of the house purchase contract filing system can effectively restrain developers. It can not only prompt developers to speed up the building, but also handle the property right certificate according to the regulations, and make buyers feel more at ease, and can also avoid many hidden dangers brought by one room and two owners to consumers.

Procurement contract filing process

1. Since 2006, all sales contracts have been signed online. Generally, the contract will be initialled before online signing, and it will be signed online after confirming that the contract content is correct and there is no objection. After the online signing of commercial housing, the developer records the contract, obtains the record number after being audited by relevant departments, prints out the contract text, and the buyer and the seller sign and seal, each holding its own copy. After the contract is signed, the real estate management department will return a 9-digit record number beginning with 06 after review, indicating that the contract has been successfully filed.

2. For specific operation steps and details, you can consult the developer or the Housing Authority's property market section in detail.

3. To inquire about the contract filing and registration, you can log on to the website "Commercial Housing Sales Contract Filing and Registration" to inquire about the channel, enter the ID number and contract filing and registration number, and choose the correct filing time.