Longjiang bank was thundered. In less than a year, Zhang Jianhui, the former chairman of Longjiang Bank, and Li Song, the president of Longjiang Bank, were dismissed one after another. This situation is very rare in the whole banking industry, and it also shows that the internal control problem of Longjiang Bank is serious. Longjiang bank has huge loopholes in both compliance management and internal control risk, and management violations of laws and regulations are endless; These have directly affected the operation of Longjiang Bank. Longjiang Bank's 222 annual report shows that in 222, Longjiang Bank achieved an operating income of 3.873 billion yuan, a decrease of 12.13%; The net profit was 53 million yuan, a decrease of 27.61%, and the net profit declined for five consecutive years. Compared with the net profit of 1.618 billion yuan in 218, the decline rate was as high as 67.24%. The cost-income ratio is 46.88%, the highest in the past five years; In terms of asset quality, the non-performing loan ratio of Longjiang Bank was 3.49% at the end of 222, an increase of .18 percentage points from the end of last year, far higher than the average non-performing loan ratio of 1.71% of commercial banks nationwide; The provision coverage ratio is only 146.62%, which is slightly higher than that of the previous year, but it is still far below the average provision coverage ratio of 25.8% of the national commercial banks.