It's different. The division relation is 1 = 10%, and 4% is not equal to 4%. Loan interest refers to the reward that the lender gets from the borrower for issuing monetary funds, and it is also the price that the borrower must pay for using the funds. The basic factors that determine the loan interest amount mainly depend on the size of the loan amount (that is, the principal), the length of the loan time and the loan interest rate. Its basic calculation formula is: loan interest = loan amount × loan time × loan interest rate. That is to say, if an enterprise borrows money from a bank for three months with an annual interest rate of 5.6%, the bank will receive interest of 6,543.8+0.4 million yuan from the enterprise as a loan return after three months.