Generally speaking, the down payment for buying a car with a loan is 30%. If there is an event, some models can offer zero down payment or 20% down payment.

Currently, banks’ traditional mortgage car purchase business is shrinking, replaced by credit card installment payments and loans from auto finance companies. Which of these three loan car purchase models is more cost-effective for consumers? In fact, it is difficult to know which car and which loan method are suitable for customers. Customers need to choose the car model themselves and then discuss it with the 4S store, because the car models agreed with the bank are not necessarily all car models, and loans may not be available for hot-selling models. , and some models may be discounted by 4S stores for customers.

In addition, when taking out a loan to buy a car or charging various financial service fees, notary fees, renewal deposits and other fees, consumers should not rush to give money, but should ask more questions and consult more. The contract must be certain See clearly, ask questions clearly, ask a few questions why, and keep every receipt.