Shareholders of a company may borrow money in their own names for the operation of the company.
Borrowing by shareholders of a company in their own name for the company's operation is a company loan and can be recorded as a company loan.
According to the Company Law, the company enjoys all legal person property rights formed by shareholders' investment. After the shareholders invest the relevant property in the company by way of capital contribution, the ownership of the property is transferred and becomes the property of the company, and the company enjoys the right to possess, use, benefit and dispose of its property according to law.
Provisions of the Supreme People's Republic of China on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 23 Shareholders: The legal representative or person-in-charge of an enterprise signs a private lending contract with the lender in the name of the enterprise, and the lender, the enterprise or its shareholders can prove that the borrowed money belongs to the legal representative or person-in-charge of the enterprise for personal use, and if the lender requests that the legal representative or person-in-charge of the enterprise be listed as the defendant or the third party, the people will allow it.
The legal representative or person in charge of the enterprise signs a private loan contract with the lender in his own name, and the borrowed money is used for the production and operation of the enterprise. If the lender requires enterprises and individuals to share the responsibility, the people should support it.
II. Personal loans are used for company operations.
The personal business loan operated by your company is based on your personal income.
The requirement of this loan is that you are the legal person or shareholder of the company, or you can be the actual controller (the company needs to provide a certificate and all shareholders and legal persons sign it), and the company can operate normally.
The CBRC stipulates that more than 300,000 yuan should be paid by trust, that is, the money will not be transferred directly to your account, but to the upstream and downstream companies that cooperate with your company. This is the only supervision.
Without banks, banks and judicial departments will not solve problems through legal channels, so there is no law.
1, the extension of "management" in "management" Generally speaking, according to the nature of enterprise management, marketing and production are called "management" and the content is called "operation".
Enterprise trainer Wang Junheng will include two main links: management and operation. Management is a dynamic behavior, and the managed enterprises straighten out the workflow and find problems.
Business management permeates each other, so do we, and the actual situation is also a scientific decision in business. Business awareness can be said to be a situation of emotional intelligence, a misunderstanding and a sign of retreat.
2. The operation is external, and the pursuit of obtaining resources from outside the enterprise and establishing influence; Management is internal, emphasizing the integration of internal resources and establishing order. The pursuit of management is efficiency, open source and making money; Management pursues efficiency, cuts expenses and controls costs. Management is expansionary, so we should be proactive, seize opportunities, be cautious, evaluate and control.
Management and operation are inseparable. Management and management, like an enterprise and "she", must exist in contradictions and seek mutual unity: where there is light, there must be a shadow, and there must be light in the shadow; Operation and management are also interdependent and inseparable. A business that is negligent in management is not a lot of money, but also a waste of money. "Draw water with a sieve" is a waste of effort.
3, management is the leader, management is the foundation, management must serve the business, study the market and customers, and take products and services as the purpose; Only in this way can the foundation and operation continue to develop, and Jingping has put forward higher requirements. Therefore, the law of enterprise development is: management-management-management advances alternately, just like people's left foot and right foot. If we put aside management and focus on management, it will not work. Management will hold us back and management will not advance. On the contrary, if we put aside management and focus on management, we will stagnate or even go backwards.
3. Can a commercial loan enter a corporate account?
Of course.
Commercial loans are loans issued in the name of enterprises for business operations. Of course, you can put it in a legal person account. The legal person here refers to the enterprise legal person.
If by legal person you mean the legal representative, that is, the individual, it's hard to say.
Because bank loans are for enterprises, access to personal accounts is strictly restricted.
Need to provide all kinds of information to prove the reason for entering the personal account.
Four, about the personal name loan for the company's operation.
Applying for a loan from a bank in the name of an individual for the operation of the company is called a personal business loan. Applying in the name of an individual, the company's operating income is the source of repayment. The requirement of this loan is that you are the legal person or shareholder of the company, or you can be the actual controller (the company needs to provide a certificate and all shareholders and legal persons sign it), and the company can operate normally. The CBRC stipulates that more than 300,000 yuan should be paid by trust, that is, the money will not be transferred directly to your account, but to the upstream and downstream companies that cooperate with your company. This is the only supervision. The bank has no direct relationship with the judiciary. As long as you repay the loan normally, the bank will not solve the problem through legal channels, so there is no legal obstacle. : 1. "Management" is an extension of "management". Generally speaking, according to the nature of enterprise management, marketing \ production is called "operation" and other management contents are called "management". Enterprise trainer Wang Junheng can understand operation management in this way. Enterprise operation includes two main links: operation refers to the behavior of enterprises in market activities, while managed enterprises straighten out their work processes and find problems. Management permeates each other, and we often put management together. The actual situation is that the scientific decision-making process in management is the infiltration of management, and the management consciousness in management can be said to be the embodiment of emotional intelligence. It is a misunderstanding to strictly distinguish between operation and management, and it is also a sign of retreat. 2. The operation is external, and the pursuit of obtaining resources from outside the enterprise and establishing influence; Management is internal, emphasizing the integration of internal resources and establishing order. The pursuit of management is efficiency, open source and making money; Management pursues efficiency, cuts expenses and controls costs. Management is expansionary, so we should be aggressive, seize opportunities and be bold; Management is convergent, so we should be cautious again, and we should evaluate and control risks. Management and operation are inseparable. Management, like yin and yang in an enterprise, "he" and "she" must exist and seek mutual unity in contradiction: where there is light, there must be a shadow, and there must be light in the shadow; Operation and management are also interdependent and inseparable. Neglect of management can not last long, nor can it last. How much money did you earn and how much money did you waste? "Draw water with a sieve" is a waste of effort. 3. Business is the leader, management is the foundation, and management must serve business. If an enterprise wants to make great achievements, it must first pay attention to management, study the market and customers, and provide targeted products and services for target customers; Then basic management must keep up. Only when management keeps up, can management continue to advance, and after management advances, it will put forward higher requirements for management level. Therefore, the law of enterprise development is: management-management-management advances alternately, just like people's left foot and right foot. If we put aside management and focus on management, it will not work. Management will hold us back and management will not advance. On the contrary, if we put aside management and focus on management, we will stagnate or even go backwards.