Generally, the money borrowed by the husband before marriage cannot be repaid by the wife because it belongs to one party's personal debt; However, if the creditor can prove that there is an inevitable causal relationship between the personal debt owed by one party before marriage and the debtor's family life after marriage, the wife should also repay this debt and deal with it according to the principle of husband and wife sharing debts. Article 1089 of the Civil Code of People's Republic of China (PRC) * * * In case of divorce, the husband and wife shall jointly pay off their debts. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.