Taikang Yingtai A annuity insurance is a kind of annuity insurance, that is, a kind of financial insurance, which takes the survival of the insured as the premise and receives the annuity on schedule at the agreed time.

This product belongs to the traditional annuity insurance, which has stable income and supports policy loans, but it is not the most worthwhile annuity insurance.

I compared dozens of annuity products on the market, selected the most worthwhile ones, and recommended them to friends in need, and counted the top ten high-yield annuity insurance! This is the best place to buy the whole network.

So, how to choose an annuity insurance?

Concentrate on teaching you a few tricks!

1. Choose fixed return or dividend return?

Many people think they can have a lot of money when they see dividends. In fact, the dividend of property insurance is not directly related to the dividend of shareholders and the profit of the company.

Therefore, when choosing pension annuity insurance, it is necessary to compare and confirm whether to choose dividends and see which return method you prefer.

2. Choose the one with high predetermined interest rate.

The higher the predetermined interest rate means that the insurance company will transfer more risks to itself, so when choosing products, try to choose products with high predetermined interest rate.

3. Choose a universal account with high settlement interest rate.

When choosing annuity insurance, try to choose the product with high guaranteed settlement interest rate in the universal account, because no matter how the bank interest rate changes in the future, the account needs to provide an annualized settlement interest rate not lower than the guarantee.

4. Choose products with low follow-up costs.

Universal account can be added with premium. The more funds we increase, the higher the return on investment and the faster the return on capital.

However, whether it is added or received from the universal account, a certain handling fee is required. The charging standards of different products are different. I suggest you give priority to those with low handling fees.

If you have questions about annuity insurance, you can pay attention to this type of insurance. We will take a professional, objective and neutral attitude, and tailor your insurance plan from 1 to 1, and never let you spend more money!