The New Deal supports the use of housing provident fund for housing ticket resettlement objects. On the one hand, the conditions for using house tickets to purchase commercial housing and withdraw housing provident fund have been relaxed. Workers who have paid in to buy commercial housing with house tickets, who have no housing provident fund loans and have not applied for housing provident fund loans, can apply for housing purchase and withdraw housing provident fund within 12 months from the date of applying for housing purchase, which is not restricted by other housing provident fund withdrawal conditions and does not affect the withdrawal of other housing provident funds according to regulations.
On the other hand, increase the maximum loan amount for commercial housing workers to use house tickets to purchase housing provident fund. Families of paid workers who use room tickets to buy commercial housing apply for housing provident fund loans in Yibin, and the maximum loan amount is increased by 654.38+10,000 yuan on the basis of the maximum loan amount under the same conditions, that is, the maximum loan amount for using room tickets to buy commercial housing is 500,000 yuan for single employees and 700,000 yuan for dual employees.
For families with many children, if they have two children in line with the national birth policy and use room tickets to buy commercial housing, the maximum loan amount is 550,000 yuan for employees and 750,000 yuan for employees; In line with the national birth policy, the maximum loan amount for the purchase of commercial housing with room tickets is 600,000 yuan for employees and 800,000 yuan for employees.
The New Deal also proposes to shorten the time interval for employees to apply for housing provident fund loans after withdrawal, and the time interval for employees to apply for housing provident fund loans is shortened from 12 months to 6 months.
In terms of improving the repayment ability coefficient, the repayment ability coefficient of housing provident fund loan borrowers has increased from 50% of monthly income to 60%.
It is reported that in June of this year, 5438+ 10, the Yibin Municipal Government Office issued the Notice on Establishing the Housing Ticket Resettlement System to enrich the compensation methods for land-expropriated houses. The housing ticket placement system was first piloted in Sanjiang New District.
The so-called house ticket resettlement is an innovative resettlement model based on the existing collective land acquisition and resettlement model. It refers to the expropriation and resettlement behavior that the expropriated person quantifies the corresponding resettlement compensation rights and interests in currency according to the monetary compensation or physical resettlement policy, and issues them to the expropriated person in the form of house tickets, and the expropriated person purchases the houses in the housing pool by himself.