If you want to print bank statements, you can bring your ID card, bank card or passbook to the counter of your branch to apply for printing bank statements; or we can go to the self-service inquiry machine at the branch to print bank statements yourself; or you can log in to the bank On the official website, click My Account, select Details on the page that appears, set the query date, and query and print the account details. Everyone should pay attention when printing bank statements. The printed bank statements must be signed by the bank before they have legal effect.

Some home buyers may have insufficient bank statements. If they are married, they can print their spouse’s income certificate and bank statements; if they are single, they can use their parents as co-repayers. , print your parents’ bank statements. Usually the total bank statements of the applicant and the same applicant can meet the bank’s requirements; or we can provide deposits, other real estate certificates, equity returns, etc. to improve the approval rate of the mortgage loan.

So, how to remedy insufficient bank flow?

1. Self-deposit bank flow. Nowadays, many banks can accept self-deposit bank transfers, which is what we often call brush transfers. For example, make multiple deposits into your bank account to allow greater cash flow. However, the key to brushing bank statements is to continuously deposit a certain proportion of money within a fixed period of time. Generally, you start depositing four or five months before applying for a loan. It is best to keep money in your account.

2. If you are married, you can add a co-payer to provide financial support for both spouses. The bank statements of both parties can be provided to prove the repayment ability of the entire family. The total monthly income is required to be at least twice the monthly mortgage payment.

3. Provide guarantees that meet the requirements according to bank policies. Some banks will allow the lender to provide valid guarantee certificates, and at the same time cooperate with the unit's income certificate or dividends to prove that its overall repayment ability meets the requirements. They will also agree to lend. This depends on the bank's policies and regulations.

4. Provide other proof of financial resources or tax payment certificate. You can provide real estate, cars, funds, large insurance policies, etc. to prove your current financial status. In addition, a stable personal tax certificate and social security certificate can sometimes replace bank statements. This depends on the specific regulations of the bank.

5. Reduce the loan amount. If none of the above works, then reduce the amount of money you can borrow from the bank.

In short, bank flow is not the decisive factor in a loan. There are many auxiliary certificates that can help you obtain a loan. For details, you can ask the loan manager and find a way to provide more information.