Conditions:

1. The lender applying for housing portfolio has legal status.

2. The lender who applies for the purchase portfolio is the employee who pays the housing provident fund in full and on time.

3. The portfolio lender applying for house purchase has stable economic income, and the portfolio lender applying for house purchase has good credit and the ability to repay the principal and interest of the loan.

4. The portfolio lender applying for house purchase has legal and effective house purchase and overhaul contracts and agreements, as well as other supporting documents required by the loan enterprise bank. Please ask the portfolio lender to have self-raised funds of 20% of the house price, and ensure that this money is used to pay the down payment of the purchased house.