If the loan amount is greater than the tuition fee payable, the school will automatically deduct the tuition fee, and the rest can be used as living expenses; If the loan amount is less than the tuition fee payable, the school will deduct the loan amount and pay the unpaid tuition fee by itself.

Extended data

Application conditions of student-origin credit student loan

(1) Students applying for student-origin credit student loans must meet the following conditions:

1, with China nationality;

2. Honest and trustworthy, law-abiding;

3. Freshmen, postgraduates and students with a second bachelor's degree who have been formally admitted to full-time ordinary undergraduate colleges, higher vocational schools and colleges in the central and regional areas that have been approved to set up and implement higher education according to the relevant provisions of the state, and have obtained a true, legal and effective admission notice;

4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the same county (city, district);

The family is in financial difficulties, and the income they can get is not enough to pay for the tuition and accommodation needed to complete their studies at school. ?

(2) Students' families applying for student-origin credit student loans shall meet the following conditions:

1, no bad credit record;

2, family economic difficulties should generally meet one of the following basic characteristics:

(1) Poor households in rural and pastoral areas, low-income households, and poor households who have established files;

(2) Families of orphans and disabled persons;

(3) Suffering from natural and man-made disasters, causing heavy losses and unable to afford the students' expenses;

(4) Family members suffering from serious diseases;

(5) The creator of the main income of the family loses the ability to work for some reason;

(6) Single-parent families with no stable income;

(7) Poor families in old, young, marginal, poor and remote rural and pastoral areas;

(8) Families where one or both parents are unemployed;

(9) Other poor families.

Baidu Encyclopedia-Student Source Credit Student Loan