I don't think so. What the bank needs to examine is your assets. If you provide a credit card, the loan you apply for may not pass.

2. Can I give the bank statement to others casually?

It is recommended not to give it.

Bank traffic includes:

1. Personal transaction details, consumption, account entry and exit, transfer, online banking, telephone recharge, etc. Within six months.

2. If an individual works in a local company, the company is obliged to pay personal income tax for employees, or the monthly salary is remitted by the bank; Personal business contacts within half a year are reflected in the running water.

3. A person with full capacity for civil conduct; Self-raised funds equivalent to 20% or more of the housing purchase and construction cost (which can be offset by the housing provident fund deposits paid by the borrower and his family members, non-resident spouses and lineal blood relatives);

Have a stable economic income and the ability to repay the principal and interest of loans; Agree to apply for housing mortgage loan. Before the house is completed and delivered for use, if the borrower fails to obtain the property right certificate and hand it over to the loan bank for safekeeping, the selling unit shall provide guarantee.