I have a credit card of Huaxia Bank. How to apply for eBank gold only needs to provide the following documents: 1. Age requirements: Domestic residents should be 18-65 years old, and foreigners should be 25-65 years old. 2. Job Requirements: Have a stable work unit, income and fixed residence. 3. Credit requirements: no bad credit record.
Application conditions
1, 23-55 years old, China nationality (except Hong Kong, Macao and Taiwan);
2. At present, Beijing, Shanghai, Hangzhou and Qingdao are working or living (Huaxia Yidajin's appointment application is currently only in Beijing, Shanghai, Hangzhou and Qingdao, and other cities will be launched one after another. );
3. Stable occupation and income (monthly income before tax ≥ 3,000 RMB);
4. Having worked in the current company for 6 months, holding and using 1 or above credit cards for more than 1 year.
Is it easy to apply for a credit loan from Huaxia Bank in Shenzhen? The bank's credit loan application is indeed quite strict; Of course, you need to provide relevant information, such as: proof of work income, social security, bank running water, etc.
How long does it take Huaxia Bank to get an easy payment with a credit card? Hello, this is the service launched by Huaxia Bank's back-office system for high-quality customers.
If it meets the requirements, Huaxia Bank will notify you by SMS or telephone.
How to use Hua Xia Bank's credit card is the most cost-effective investment. Personal consumption and loans are not cost-effective, and interest is calculated every day, which is very high.
Will Huaxia Bank's credit card E-payment be changed to a fixed amount after replacement? Huaxia e-gold will not be changed to a fixed amount after replacement.
Yida gold card application is unsecured and unsecured. Unlike most credit cards, Yida Gold Card adopts cash installment, which is much more convenient for cardholders. In addition, within the credit limit, cardholders can customize the loan amount and repayment period, and can choose the repayment period of 3, 6, 12, 24 and 36 months according to their own capital needs, which can be said to be a "privately customized" credit card specially tailored for users.
Huaxia Bank can transfer money by telephone, and users can call the customer service hotline of Huaxia Bank Credit Card Center to apply for installment payment. Just make a phone call and the funds can be transferred quickly. After the transfer is successful, the money will be credited to the user's account in installments, and then it can be returned monthly. In addition, in terms of cash withdrawal, Yidajin also has advantages. Users can easily withdraw cash through the counter or ATM within the available cash withdrawal limit, and enjoy the service of free cash handling fee and only charging interest at the overdraft interest rate. Cash withdrawal can enjoy a minimum repayment of 30%, and the cash withdrawal transaction before the bill (the single amount is not less than RMB 500 yuan) can be converted into installments at any time.
Can I still apply for eDa Jin after the limit in Huaxia Bank's credit card is used up? Yidajin is a micro-credit business of credit cards, which partially occupies the credit card quota. Even if the credit card limit is used up, you can try to apply. The bank will make a comprehensive reference to the personal financial situation to decide whether to give a certain amount of Hubei Dajin.
Can I apply for a credit loan from Ping An Bank if I have liabilities? /It is best to apply for other credit loans at the local bank.
From a practical point of view, the basic conditions for loans are:
First, Chinese mainland residents, under the age of 60;
Second, it has a stable address and work or business premises;
Third, there is a stable source of income;
Fourth, there is no bad credit record, and loans cannot be used for stock trading and gambling;
Fifth, have full capacity for civil conduct.
Is it easy to apply for Huaxia Bank credit card? You can submit your ID card, photocopy and whatever else you have.
Application conditions: the applicant should be 18~60 years old (foreigners are 25~60 years old), have certain economic ability and good credit record. Need to provide the following basic information: credit card application, work certificate issued by the unit and copy of the front and back of ID card (foreigner: passport and residence permit or employment permit; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit). Please refer to the actual audit of our credit card application results.
In addition, providing the following information is helpful to improve the credit limit, such as: a copy of the bank savings account in the past three months; The original proof of the balance of assets in the wealth management account opened by the bank; A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months; A copy of my driver's license.
Can Yunnan Qujing handle Huaxia Bank credit card? Yunnan Qujing can apply for Huaxia Bank credit card.
1. Application conditions:
1, age 18 to 60 years old, with full capacity for civil conduct;
2. Have a good credit record;
3. Have working income and repayment ability.
Second, the application materials:
1, identity information: copy of resident ID card or military officer's card;
2. Proof of work and income;
3. Other financial certificates: such as photocopies of real estate license, automobile driving license and deposit certificate.
Third, the credit card application method:
1, Counter application:
Bring a credit certificate to the counter to apply:
Require the applicant to submit a relatively complete asset certification document, and submit the materials to Industrial Bank, which will be audited by the background audit department of the bank;
After approval, fill in relevant information and identity information;
Issue credit cards.
2. Online banking applications:
The applicant uses personal savings card account to open online banking and enter official website of Industrial Bank;
Enter the card number, login password and verification code to enter the online banking page;
Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;
After approval, credit cards will be issued.
3. Counter processing flow:
Go to the bank outlets that handle credit cards, or find the staff of the credit card center of the local Construction Bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information;
Submit copies of certain certificates and vouchers to the issuing bank;
After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;
A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have his signature;
The credit card processing process is basically completed, waiting for the issuance of credit cards.