Legal analysis: You can borrow money to buy a car if you are overdue. Usually the lending institution will review the credit record of the lender. If the lender is one or two days overdue and does not repay the loan in time and does not engage in such behavior again, it will generally not If there is too much impact, if there is an overdue behavior for a long time or multiple times, the bank will consider it carefully, because the bank will avoid risks and prevent the lender from repaying the loan. At the same time, whether the borrower has a stable job and source of income, current debt situation, etc. will all affect the bank's assessment of the borrower's qualifications. Therefore, whether you can get a loan to buy a car depends on the lender's specific credit record, repayment ability, etc.

Legal basis: "The People's Republic of China and the Civil Code"

Article 669: When entering into a loan contract, the borrower shall provide information related to the loan as required by the lender. business activities and financial status.

Article 672: The lender may inspect and supervise the use of the loan in accordance with the agreement. The borrower shall provide relevant financial accounting statements or other information to the lender on a regular basis as agreed.