In addition, the relevant person in charge said that when signing the loan contract, the borrower should handle the loan repayment business at the same time, and there is no need to handle the house purchase withdrawal business separately, and the balance of the housing provident fund account should be used to repay the loan first. Once the loan repayment business is started, the borrower's original other lease purchase and withdrawal matters and agreed withdrawal business will automatically terminate.
Extended data
Convenience of loan repayment:
Beijing has made it clear that in order to facilitate repayment and increase repayment methods, borrowers can apply to use the funds in their housing provident fund accounts to directly repay individual housing loans from the housing provident fund on the repayment date agreed in the contract in June and July each year.
The convenience of repayment mainly lies in that this repayment method reduces the intermediate links of housing provident fund withdrawal. For example, Mr. Wang's provident fund is paid every month 10, and the 20th of each month is the repayment date of his housing provident fund loan. In the past, Mr. Wang needed to withdraw deposits from the provident fund account regularly and transfer them to the designated bank account for repayment. After increasing the loan repayment business, the money in Mr. Wang's provident fund account will automatically repay the loan and will not be transferred to his personal account.
The balance of the phoenix. Com- Beijing provident fund account can be directly used to repay loans.