1. The applicant brings information to the management center for consultation, application and filling in the application form;
2. After approval, the Center will issue a power of attorney to the applicant;
3. After receiving the notice, the applicant will bring all the originals to the bank to sign the contract, and at the same time go through the notarization formalities at the notary office;
4. The applicant has to wait for the contract information signed by the seller;
5. The applicant holds a guaranteed loan contract (mortgage contract) and goes to Suqian Real Estate Management Office (the real estate transaction hall of the West Skirt Building of Jianshe Building) for mortgage registration;
6. The applicant holds the registered loan contract (mortgage contract) and notarial certificate to the housing provident fund service hall to receive the transfer notice, and finally holds the transfer notice to the bank for transfer procedures.
Provident fund loan conditions:
1. If the borrower purchases a commercial house, it must have self-raised funds not less than 30% of the total house price as the down payment.
2. The borrower has stable economic income, good credit and the ability to repay the principal and interest of the loan.
3. If both husband and wife normally pay the housing provident fund in full, only one party is allowed to apply for a housing provident fund loan.
4. A family can only apply for a housing provident fund loan to buy a house at the same time.
5. The lender must have permanent residence or valid residence status in the town of this province (city).
6. Agree to use the purchased house as collateral.
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