Yes, I suggest you go to a regular mortgage company for consultation. Generally, you need photos, ID cards, household registration books, household registration certificates, residence certificates, income certificates, and guarantors for both husband and wife. (Don't need the above information, see where you are. )

The down payment is: 30% of the car payment+relevant procedures of the purchased agricultural machinery+deposit received by the mortgage company, management fee and so on!

If you have the full amount, it is recommended not to borrow. The cost is quite high. The loan is 654.38 million yuan, which will be paid off in three years. . There will be an extra 35 thousand.

But on the whole, it is more cost-effective to borrow money like this than to go to the bank. .