My husband bought a car with a credit card, and I paid a down payment. If the invoice is issued in my name, will the bank lend money? I can use my name.

Answer you seriously, yes.

During the marriage, the property of both husband and wife can be regarded as joint property, and your husband's credit card loan is also a joint debt.

If you do this, the bank will ask you to provide proof of marriage. This is more troublesome. Since we are lovers, I suggest how to do it conveniently. It is not good to divide the property before buying a car.

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