2. Which banks can apply for provident fund loans? These banks can!

At present, many domestic banks can apply for provident fund loans You can apply for a loan as long as you meet the conditions. Different banks have different standards, and many cities have other regulations on provident fund loans. It is best to go directly to the outlets for consultation. The following are some common bank provident fund loans, subject to bank rules.

1, credit line of Postal Savings Bank-provident fund: fixed amount of 300,000 yuan and 500,000 yuan. Repayment method: interest before interest/interest before interest. The requirements of this unit: outstanding occupations such as administrative institutions, civil servants, banks, hospitals, schools, state-owned enterprises and central enterprises can apply for the exam. 2. Bank of Zhengzhou-Provident Fund credit line: 10000-300000 interest; Repayment method: interest is preferred; Unit requirements: excellent occupations such as bus, railway, school, hospital, and financial punching can be applied. 3. Ping An Bank-Provident Fund credit loan amount: 500,000 interest. Repayment method: equal principal and interest unit requirements: excellent occupations can enjoy interest rate reduction plan. Accept individuals or private enterprises. 4. Credit line of China CITIC Bank-provident fund: 10000-300000 interest. Repayment method: pay interest first, then repay the principal. Unit requirements: civil servants and institutions. 5. Credit line of China Industrial and Commercial Bank-accumulation fund: maximum interest of 500,000 yuan: 2% 77 repayment method: equal principal and interest. Unit requirements: civil servants, institutions, provident fund for one year, 300,000 employees, 400,000 department-level loans, and more than 500,000 department-level loans from general banks. As long as the qualifications are good, it is easier to apply successfully. You'd better start preparing six months to one year in advance, keep the continuity of the provident fund and have a good credit report.

3. Which banks can handle housing provident fund loans?

At present, Zhuhai Housing Provident Fund Management Center has signed entrusted loan cooperation agreements with Bank of China, Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, China Resources Bank, Rural Commercial Bank, Industrial Bank, China Everbright Bank and Ping An Bank. Employees who meet the conditions for housing provident fund loans in Zhuhai can choose one of the banks to handle the relevant procedures for housing provident fund loans.

4. Which banks can handle housing provident fund loans?

Cities that handle provident fund loans: The development of provident fund loans of China Everbright Bank is inconsistent. At present, cities that can apply for provident fund loans include Shanghai, Chongqing, Changchun, Wuhan, Guangzhou, Kunming and Yantai. It is suggested to contact local outlets directly to inquire whether they can apply for provident fund loans.

Provident fund loan: refers to the loan issued by the housing provident fund depositor who uses the housing provident fund by the housing provident fund management center and entrusts me to purchase, build and overhaul my own house, and the retired employees who paid the housing provident fund during their employment.

Application conditions for provident fund loans: The application for individual housing provident fund loans must comply with the regulations of the housing provident fund management department on housing provident fund loans. The basic conditions to be met include:

(a) with permanent residence in cities and towns or valid residence status; (two) to participate in the housing provident fund and pay it normally; (3) Having stable economic income, good credit and the ability to repay the principal and interest of loans;